Dating Advice - Dating Budget - Dating Coach - Relationship Advice - Relationship Coach -Dating Tips - Young At Heart Introductions - RR - Sydney Dating Professionals 9436 2346

Young At Heart offers a unique personal introduction, dating agency and matchmaking service to mature people in Sydney.Our clients are established, interesting single men and women looking to meet someone special for exclusive dating and relationship.

Since 1992 Young At Heart has assisted thousands of mature single women & men to reach their relationship goals with the support of excellent dating and relationship advice complimentary to members. Your Young At Heart consultant gets to know you personally, in confidence, and discusses your individual needs so that each genuine introduction is made on a selective one-on-one basis.  

-Call US 9436 2346 Ext. 200. To make an appointment for your 
-complimentary Consultation & Partner Search Session. 
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Dating Tips from our Dating Professionals

10 Things You Have to Know About the Financial Benefits of Being in a Relationship.

Many people who are in a relationship experience emotional, mental, and social well-being. No matter how happy individuals are though, they usually overlook one other benefit: the financial benefits of being in a relationship. For mature couples, a serious relationship usually means living together or getting married.
Two individuals living in the same house is often a lot cheaper than living as a single person. A lot of expenses are saved on rent, utility, telephone, and gas. The amount can become quite significant. Over time, it can be channeled to other investments, down payment to a property, or retirement savings. In an ideal world, the financial benefits of being in a relationship can attract anyone to find a partner. But we are not in an ideal world. There are many issues that need to be ironed out before the full benefits of this arrangement can be reaped.

1. Lower Cost of Living – as was already mentioned, living with a partner is cheaper than living alone. This is because fixed expenses such as rent, telephone, and utility can benefit two people instead of one. Thus, the cost can be divided. The savings from this living arrangement can be significant.
2. Attitude Toward Money Should Complement Each Other – if one partner is a penny pincher and the other is a spendthrift, a lot of tension can occur. It is important to find a common ground where priorities can be discussed. Talking about how the bills are handled is likewise a crucial issue.
3. Higher Interest – when you merge a portion of your money into a single account, it will yield a higher interest. However, there is also a danger to this because one partner might withdraw the money without informing the other. To avoid this danger, it might be a good idea to put just enough funds in the joint account to pay for household expenses and other relational expenses.
4. Children Can Complicate Things – if one or both of you have children from a previous relationship, write down the assets you will bring to the relationship. Talking about this early on can prevent a lot of problems in the future. Separating the assets left for the children and those are brought into the relationship is important for the well-being of the partner and the children.
5. Home Insurance – insuring the home and its contents is the most apparent insurance policy that can be combined. If the insurer provides a pay-by-the-month system, ask if they can accept the annual payment upfront. If you part ways, there’s no risk of paying a continuous monthly premium.
6. Life Insurance – this policy should especially be considered if you intend to start a family. Both partners should take out a life insurance because if one partner were to die, the cost of sustaining the family can become a burden the surviving partner cannot carry alone.
7. Tax Breaks – the Australian government considers a de factor as spouse. That is, even if you are not married, you can still get tax breaks if you’re in a domestic relationship. The same tax benefits available to married couples are available to those who are living together. These include income splitting and dependent spouse rebate.
8. Agreement Signing – many people shy away from the formality of cohabitation agreements and pre-nuptial agreements. The cohabitation agreement outlines the guidelines both parties agree on just in case the relationship ends; it can be modified at a later date if your circumstance changes. Meanwhile, the pre-nuptial agreement is a binding contract between two individuals before marriage.
9. Home Ownership – if you’re considering a home purchase, it is possible to use income splitting to lower your taxable income. For example, naming the property under the partner with the lower tax bracket will enable the couple to save a significant amount of money on taxes.
10. Higher Disposable Income – two-income households have a higher disposable income because of the money they save from fixed domestic expenses. They can enjoy a higher standard of living, buy more luxury items, and even take their dream vacations.

As you can see, there are definitely a lot of advantages of being in a relationship. But more than its financial benefits, the real value of being in a good relationship is having someone who will share all the ups and downs with you whether its financial or otherwise.

-Call US 9436 2346 Ext. 200. To make an appointment for your 
-complimentary Consultation & Partner Search Session. 
-Get Started with our express online register or
-Email us now to recieve a call back.

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